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Sportschamps faces New South Wales fine for illegal bonus ad

first_imgAddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter 8th April 2019 | By contenteditor Topics: Legal & compliance Marketing & affiliates Australia’s Sportschamps has become the latest wagering operator to fall foul of New South Wales’ state laws on gambling advertising, over a deposit bonus promotion published on its site last year. Regions: Oceania Australia Legal & compliance Australia’s Sportschamps has become the latest wagering operator to fall foul of New South Wales’ state laws on gambling advertising, over a deposit bonus promotion published on its site last year.The operator has been penalised in relation to an ad that appeared on on July 5, 2018, offering players a deposit bonus – even though no player signed up for the offer.The ad in question stated: “Matched first time deposit bonus up to $50 – Deposit for the first time and we’ll match your deposit with Bonus Cash, up to $50. Keep the winnings from Bonus Cas (sic)”.The site also stated that consumers could sign up for free.As set out under the NSW Betting and Racing Act, state laws make it an offence to publish “a gambling advertisement that offers any inducement to participate, or participate frequently, in any gambling activity (including an inducement to open a betting account)”.Although Chief Magistrate Graeme Henson took into account that nobody signed up to the offer when the advert was running, he ruled at a hearing on April 3 at Downing Centre Local Court that Sportschamps breached state law and issued a fine.The Liquor & Gaming NSW local authority issued Sportschamps with a fine of AUD$2,500 (£1,359/€1,580/US$1,774) and ordered the operator to pay $3,250 in legal costs.:“Advertising gambling inducements is unlawful in NSW, and operators who flout or try to get around these restrictions are acting against industry and community interests and increasing risks of gambling harms,” Liquor & Gaming NSW director of compliance operations Sean Goodchild said.Last month, Australian online operator Sportsbet was also fined Aus$10,000 for posting an illegal gambling advertisement on its website.The Sportsbet ad featured cartoon images of two males with their thumbs up, accompanied by the text, “Refer a Friend – Get a $100 Bonus Bet for every friend you refer to join (excl. VIC, NSW, WA & SA) Terms and Conditions”. Subscribe to the iGaming newsletter Sportschamps faces New South Wales fine for illegal bonus ad Email Address Tags: Online Gamblinglast_img read more

CAL Bank Limited ( 2018 Abridged Report

first_imgCAL Bank Limited ( listed on the Ghana Stock Exchange under the Banking sector has released it’s 2018 abridged results.For more information about CAL Bank Limited ( reports, abridged reports, interim earnings results and earnings presentations, visit the CAL Bank Limited ( company page on AfricanFinancials.Document: CAL Bank Limited (  2018 abridged results.Company ProfileCAL Bank Limited is a leading financial institution in Ghana offering products and services for the investment, corporate and retail banking sectors, as well as custodial, treasury, security brokerage, fund management and asset management services. The banking group underwrites securities and provides financial solutions for corporate finance operations, loan syndications and securities portfolio management, acquisitions and mergers, acceptance of bills of exchange, bullion dealings, export trade development and financing, hire-purchase finance and leasing. CAL Bank Limited provide a counseling and financing service for industrial, agricultural, mining, services and commercial ventures. The financial institution was founded in 1990 and is based in Accra, Ghana. CAL Bank Limited is listed on the Ghana Stock Exchangelast_img read more

Kenya Commercial Bank ( 2019 Annual Report

first_imgKenya Commercial Bank ( listed on the Rwanda Stock Exchange under the Banking sector has released it’s 2019 annual report.For more information about Kenya Commercial Bank ( reports, abridged reports, interim earnings results and earnings presentations, visit the Kenya Commercial Bank ( company page on AfricanFinancials.Document: Kenya Commercial Bank (  2019 annual report.Company ProfileKenya Commercial Bank (KCB) Rwanda Limited is a commercial bank offering financial solutions to private individuals and the corporate banking segment in Rwanda. KCB Bank Rwanda is a wholly-owned subsidiary of the KCB Group which is East Africa’s largest commercial bank by asset base. The Bank was established in 2008 after it was licensed by Rwanda’s banking regulator, the National Bank of Rwanda. It has 14 branches located in the main towns and cities of Rwanda as well as an extensive network of KCB Iwacu agents. Kenya Commercial Bank is listed on the Rwanda Stock Exchangelast_img read more

Jamie Gibson: How to defend a maul

first_imgThe Northampton Saints flanker explains how to stop a driving lineout The Bath and England flanker gives his top… Target the ball“Get to the ball. You want to get people through to the ball early, before they set up, or splinter the maul as it is set up or even afterwards. You want to work your way to the front and get to the ball – and if you stop the ball coming out you get the turnover. Also, listen to the referee throughout – there are fine margins and if he tells you to get out, you have to get out.”This article originally appeared in the July 2018 edition of Rugby World magazine. Collapse “Keep the maul as square as possible. If they turn it one way or the other, it makes it harder for the defence because you may have one or two players up against three or four of them. If you keep it square, it limits the options around it.”MORE SKILLS ADVICE… Cory Hill: How to catch in a lineout Sam Underhill: How to make a perfect tackle Sarah Hunter: How to control the ball at No 8 Sarah Hunter: How to control the ball at No 8 Expand The Wales lock gives his tips for getting… In the thick of it: Jamie Gibson gets stuck into a maul against Wasps (Getty Images) LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Cory Hill: How to catch in a lineout Sam Underhill: How to make a perfect tackle Expand Jamie Gibson: How to defend a maulA rolling maul is one of the hardest things to stop on a rugby field as a team builds momentum from a lineout. Here Northampton Saints flanker Jamie Gibson offers his advice on how to defend a driving lineout…Disrupt the opposition“Don’t let them win the ball where they want to win it. You never want them to win ball behind you as it opens up more options. You want them to win ball in front of you so you can get numbers behind the ball rather than let them control it.”Focus on the gaps“You can’t touch the catcher until they hit the floor but as soon as they do that, go low and try to get between the lifter and the jumper; look for gaps between them. We’ll usually say that our jumper can go high but everyone else goes low so we can try to control it. We also talk about hitting the right spot; if we overload one side, we give them an area to go down.”Keep it square The England Women’s captain gives her tips for… Every month Rugby World features advice from professional players and coaches on specific skills. Follow Rugby World on Facebook, Instagram and Twitter.last_img read more

Ireland hooker Rob Herring on his rugby journey

first_img Man at No 2: Rob Herring started all Ireland’s 2020 Six Nations matches (Getty Images) Find out more about his progression from South Africa to Ulster to Test rugby This article originally appeared in the November 2020 edition of Rugby World magazine.Follow Rugby World on Facebook, Instagram and Twitter. I played in the Varsity Cup in South Africa. I didn’t get offered a senior contract at London Irish, so I decided to go home to study, doing a combination of law and business. During that time I played for Western Province U21, then played in the Varsity Cup. That’s a great tournament; I was playing an incredible standard of rugby and the exposure you get while studying makes it a great system. More countries would do well to adopt it. We had a good side (FNB Maties of Stellenbosch University) at that time and got through to the final.Ready for action: Rob Herring in the Ulster tunnel in 2014 (Getty Images)I initially said ‘no’ to Ulster. I still don’t know how they found out about me but a couple of weeks after that Varsity Cup final my brother-in-law got a call from David Humphreys, who’d heard I’d got an Irish passport, had seen my clips and asked if I wanted to come over to play in Ireland. But I’d only been back for eight months, had just started studying and was happy to be home.Then I got a call from the Connacht director of rugby and that made me think maybe there is an opportunity over there. Ulster wanted me to come over for two years, so I said to David Humphreys, ‘I’m quite happy at home, why don’t I come over for six months? If it works out I stay, if not I go home and next year I’m studying’. He agreed to that, so I gave it a crack. I was fortunate to have a good pre-season, played a lot of rugby in that first part of the season and then signed for three years.My Ulster debut stands out. When I came over, I didn’t really know what to expect and there were a lot of quality hookers at the club. But I was lucky I had a good pre-season and started the first game that season, so that’s a good memory for me.So is being named captain of the club four years ago, that was special. Away victories in the European Cup are always moments that stand out – one of them was Toulouse in 2015. My first Irish cap in Argentina was also massive, a special occasion for myself and my family.Take a bow: Rob Herring (far right) ahead of his Ireland debut against Argentina (Getty Images)You could say patience is something I’m good at. I was always keeping myself motivated but it was tough at times. Rory Best is a great captain and a great leader and a great player, he earned the right to play as long as he did. When I came over, David Humphreys said to me, ‘We’ve got Rory, time is ticking on, he’s probably going to be looking to retire soon’. Eight years later he did!My second cap is almost greater than my first. With the time between my first and second caps (three years, five months), I was thinking I’d be a one-cap wonder and wouldn’t get that opportunity again. Luckily enough, I stuck at it and found form.That first cap will always be a good memory for me, then to work that hard and get capped again meant a lot to me. The hard work paid off. That second cap was against South Africa so that added to a special moment.I’m still trying to play the same kind of game as always. Having a high work-rate is something I pride myself on, making other people’s jobs easier. I’ve kept that throughout my career. I’ve definitely improved on my set-piece, particularly scrummaging, as when you’re younger it’s still a learning curve. I’m always working on stuff, but the core parts of my game have remained the same.I love being in the water. I enjoy surfing and going to the beach. The weather here may not be as nice as Cape Town but the waves are very good, top class. My wife and I like to go exploring, taking off for long weekends and finding random places to stay.We had a little girl, Milly, on 9 April. That was one of the big positives of lockdown – being able to spend time with Milly and watch her grow. It’s been quite cool and I wouldn’t have had as much time if we had been playing.Self Help Africa do brilliant work. I started to help out with them two years ago as I connected to what they do and it felt like a good thing to be involved with. They don’t provide aid like most charities, they provide long-term solutions – farming equipment and knowledge, a means to go to market.I’m now ten years into my degree! I converted to the Open University up here and got my modules transferred. I’m starting my last module now, so hopefully I’ll finish in May. I’m at the stage now where I just want to finish!center_img LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Ireland hooker Rob Herring on his rugby journeyPatience is a virtue, goes the proverb, so Rob Herring must be extremely virtuous.Born in Cape Town, the hooker qualifies for Ireland through his mother’s family, who hail from Belfast, and made his Test debut from the bench in Argentina in the summer of 2014, just two years after joining Ulster. However, he didn’t double that tally until facing South Africa in Dublin in November 2017. Then at provincial level, Herring spent close to a decade as understudy to Rory Best, who played into his 37th year.Yet the past year has marked a change in fortunes for Herring. He’s now Ulster’s first-choice hooker, scoring a try as the province beat Edinburgh to reach last season’s Guinness Pro14 final, and is set to hit the 200-appearances mark over the next few months. At international level, he was Andy Farrell’s starting hooker for all five of Ireland’s Six Nations matches.Now part of Ireland’s Autumn Nations Cup squad, Herring talks through his rugby journey…My earliest rugby memory is probably watching my brother-in-law, Anton Moolman, play. He played provincial rugby in South Africa for Boland, so we’d always be talking about him and seeing him on TV, and we’d go to club games.I’ve three sisters – two are 21 and 20 years older than me while my youngest sister is eight years older. My sister and brother-in-law’s son is only three days younger than me, so it’s an interesting dynamic.The 1995 World Cup also stands out as a memory. I was really young at the time (five) but it had a big impact in South Africa.The first time I played rugby I was ten years old. My first school didn’t have rugby as a sport, but the school my nephew went to played rugby and I ended up going there. My dad didn’t play rugby – he played football for the Navy – while my mum played table tennis, hockey…I was one of the big guys in my year. I went straight into the second row because I was tall, and because I was slightly bigger I seemed to enjoy it a bit more than some other guys! I always enjoyed playing with mates and having fun. I moved to hooker when I was 12 or 13 – everyone caught up with me.Exile: Herring’s London Irish headshot in 2009 (Getty Images)London Irish took a chance on me. I was playing rugby at South African College High School and in my final year I was trying to decide what to do. I had a few opportunities – the Western Province academy, a gap year, then out of the blue I got in contact with the academy manager at London Irish.He knew I had an Irish passport through my grandparents, we got chatting and I sent over a few clips from school. It was a long shot, but they had a hooker who’d unfortunately had an ACL injury so would be out for a large part of the season, so the academy manager said come over and give it a shot (in 2009).That academy manager was Neal Hatley. He had a South African connection and my headmaster had taught him at school. He’s now Bath’s head coach and has worked with England. He was such a great mentor to have at London Irish – life skills, how to be a pro. I couldn’t have asked for a better start to rugby than being in the academy there with Jonathan Joseph, Marcus Watson, Anthony Watson, Matt Garvey… It was a good crop of guys and I definitely owe a lot to Neal Hatley and Justin Bishop, the coaches at the time, as well as the whole London Irish set-up.In the first couple of weeks I was really close to going home. It was definitely a big change for me. I’d just turned 19 and had moved to a new country, was thrown into a professional environment… When you’re young you start to doubt yourself, ‘Do I deserve to be here?’ Luckily I stuck it out and after a few weeks I was more comfortable in the environment, made good mates and I ended up having two of the funnest years of rugby there.We trained with the first team from the get-go. It was a baptism of fire but I learnt a lot. In South Africa, there are so many schools and to break into the provincial age-group set-up they generally look at bigger schools. I wasn’t selected for any age-group stuff there and I’d have to have paid to go to an age-grade academy. They normally contract 20-25 players and the rest of the 90-100 players have to pay to go.I’m not sure if it’s like that in other provinces but it was with Western Province; it’s such a draw to come to the Western Cape and Cape Town. Instead, I had an opportunity at London Irish, there were ten of us in the academy and I knew I’d get quality coaching.I came over to see if I could make the cut in professional rugby. I knew I’d be there for two years so would see how it goes and where it takes you, but international rugby wasn’t on my radar.last_img read more

Coral reefs are in crisis – but scientists are finding effective…

first_img TAGSCoral Previous articleFirst Major GOP Candidate Forum For Governor To Be Held In OrlandoNext articleAnuvia partnering with international food company Denise Connell RELATED ARTICLESMORE FROM AUTHOR By Deron Burkepile, Associate Professor of Ecology, University of California, Santa Barbara and Mark C. Ladd, Ph.D. candidate studying the ecology of coral restoration, University of California, Santa Barbara.Note: This article first published on theconversation.comThese are bleak times for coral reefs. Warming ocean waters, disease outbreaks, pollution, sedimentation, careless scuba divers, destructive fishing practices, and a host of other global and local stressors are decimating coral populations at unprecedented rates.If there is any silver lining to these events, it may be that many of the disturbances killing corals are acute: They occur just for a short period of time and then disappear, potentially allowing corals to recover before the next disturbance. But as stressors become more and more frequent, humans may have to help foster corals’ recovery.Many organizations are working to combat coral loss by restoring corals to damaged reefs. But some approaches are more likely to be successful in restoring coral populations than others.Making reef restoration faster and more efficient will require creative approaches. In a new study, we describe how to harness the power of key ecological processes, including predation, competition and nutrient cycling, to make coral restoration more successful.Coral reef restoration in the Florida Keys.Underwater nurseriesCoral restoration has seen a meteoric rise in popularity in the past 15 years. By our count, more than 150 operations are growing nursery-raised corals and transplanting them to degraded reefs just in the Caribbean. They include nongovernmental organizations like the Coral Restoration Foundation and The Nature Conservancy; federal, state and local government agencies, such as the National Oceanic and Atmospheric Administration; universities; and private companies, such as the Iberostar hotel chain.Jointly, these organizations restore tens of thousands of corals to reefs every year. Early results are promising. Across the Caribbean large fractions of restored corals are typically surviving past the first 1-2 years of transplantation.The process starts by collecting a few finger-sized fragments from wild corals and transferring them to coral “nurseries” located in clear water with ideal growing conditions. Some groups grow corals on giant PVC structures that look like coral Christmas trees. Others use cinder blocks, old reef rocks or wire stands.Within a year the new corals are more than 10 times larger – about the size of a volleyball, at least for the fastest-growing species. At this point they can either be fragmented again to create more nursery broodstock or transplanted to a degraded reef site.Selecting corals to be outplanted for restoration from the Coral Restoration Foundation nursery in the Florida Keys. Mark Ladd, CC BY-NDIt takes a village to restore a reefA major goal of coral restoration is to revive populations of stony corals that provide structure and habitat for the rest of the coral reef community, including soft corals, urchins, lobsters and fish. However, as restoration efforts expand around the globe, it is becoming increasingly clear it is not enough just to outplant corals. Healthy coral reefs are diverse communities with many intricate relationships between species that live on and around them.To begin filling this knowledge gap, we dug through the literature on coral restoration to get an idea of how others are restoring corals to degraded reefs. We found that most experiments have focused on the best ways to grow corals in nurseries or the number of transplanted corals that survive.But just as it takes more than replanting trees to bring back a thriving forest, restoring coral reefs will require more than putting corals back onto reefs. Surprisingly, few studies to date have measured how coral restoration affects important members of coral reef communities, like fishes, urchins, and diverse types of coral.Healthy coral reefs are diverse, complex ecosystems. NOAAGrazers and guardiansIt is well-known that herbivorous species – the grazers of the sea – are critical to healthy coral reefs. Fishes and urchins eat seaweeds that otherwise compete with corals for key resources like space and light. Seaweeds can also transmit diseases to corals and can quickly overtake a reef after some of its corals die off if herbivores are not present.In our study, we propose that coral restoration efforts can benefit from concentrating coral outplants in areas where many grazers are present, such as near existing urchin populations or reefs where herbivorous fish are abundant. By doing so, corals are more likely to survive and grow quickly, and can begin to attract fish, which in turn will result in more grazing.Fish also help corals grow by excreting nitrogen, an important nutrient for the symbiotic algae that live inside corals. This allows the algae to give more energy back to corals and make them grow faster. Planting coral at restoration sites in dense aggregations may help attract more fishes, which will fertilize the corals, help them grow and attract more fish.Mark Ladd outplanting an experimental colony of staghorn coral. Mark Ladd, CC BY-NDHowever, planting corals too densely can hasten disease transmission and competition between them – factors that can drastically impede the success of restoration. Finding the sweet spot, where corals are grouped densely enough to promote growth and attract fish but not so densely that they spread diseases and complete with each other, should be incorporated into restoration design.Some members of coral reef communities have outsized influence on reef dynamics. Damselfishes are especially important. These small fishes have big attitudes: They fiercely protect their territories, where they garden algae to eat, from all other fishes, no matter how large. But these “Chihuahuas of the sea” can either help or hinder coral restoration.In the Caribbean Sea, damselfishes often create their algal gardens by killing coral tissue. One of their favorite targets is staghorn coral (Acropora cervicornis), which is the most commonly used coral in restoration. This means that reefs with lots of damselfishes may be poor sites for restoration. Other reefs with many fish species that prey on damselfishes, such as small groupers, may be better choices.Small but fierce: Damselfish aggressively protect their reef territories. zsispeo, CC BY-NC-SABut on Pacific coral reefs, damselfish protect the corals in their gardens from large coral-eating fishes, such as pufferfishes and parrotfishes. So in the Pacific, damselfish gardens could function as restoration hotpots where outplanted corals can thrive and become established, thanks to their fierce fishy bodyguards.Repopulating reefsThere are many more processes that restoration practitioners can harness to help facilitate repopulating reefs with corals. The future of coral restoration lies in combining experience in growing corals for transplantation with accumulated ecological knowledge about how reefs function. Until now, those two camps generally have operated in separate spaces. With corals in crisis worldwide, it is time to bring them together. 4 COMMENTS Gov. DeSantis says new moment-of-silence law in public schools protects religious freedom Reply Save my name, email, and website in this browser for the next time I comment. Grey Sharks’ Unusual Contribution to Reef Environments – Michael Jackson Grey Sharks’ Unusual Contribution to Reef Environments – The News Is Under Review You have entered an incorrect email address! Please enter your email address here Please enter your name here […] Coral reefs are in crisis – but scientists are finding effective ways to restore them  The Apopka Voice […] […] Coral reefs are in crisis – but scientists are finding effective ways to restore them  The Apopka Voice […] UF/IFAS in Apopka will temporarily house District staff; saves almost $400,000 Share on Facebook Tweet on Twitter Reply center_img April 7, 2018 at 1:16 am April 6, 2018 at 10:40 pm Reply Mama Mia LEAVE A REPLY Cancel reply April 8, 2018 at 10:34 pm When I was on the Big Island of Hawaii 30+ years ago, my mother and I, we bought some things to bring back to keep, to remember our trip. One of the items I picked out, bought, and brought back home, that I really liked, was a sculpture of two beluga whales swimming through a ring formation of rocks, and it was made of real coral and was pure white. I didn’t know it at the time, that was a bad thing to do to the environment, to buy items made of real coral. I felt badly about it, when I learned that fact, later on by reading environment info. Please enter your comment! Florida gas prices jump 12 cents; most expensive since 2014 […] Coral reefs are in crisis – but scientists are finding effective ways to restore them  The Apopka Voice […] April 6, 2018 at 10:45 pm Reply Grey Sharks’ Unusual Contribution to Reef Environments – EuropeUnion Breaking News last_img read more

Noe House / Studio VARA

first_img Year:  Landscape: Houses 2013 FTF Engineering Save this picture!© Bruce DamonteSave this picture!SectionSave this picture!© Bruce DamonteFrom inside to outside, the architectural/engineering team provided full-services every step of the way, from initial concepts to final completion in 2013: City planning, building permits, and all phases of design and construction oversight, including architecture, interiors, furnishings, landscape, and lighting.  The all-female team consistently worked toward creating a calm and peaceful retreat, with a balance of restraint and supple details sure to be appreciated by a female client with a discerning eye.   The project’s success lies in the judicious use of these carefully executed “moments” –natural wood screening at the master bedroom window which reinterprets an existing invasive tree; a wall of custom cabinetry that unifies the kitchen and living room, clad in veneer hand-picked by the client; the dance of metal and glass on the main stair guardrail; the subtle palette of “warm” mixed with “cool” that recurs in both tone and materials: wood juxtaposed with glass, metal against stone.Save this picture!© Bruce DamonteProject gallerySee allShow lessWinners of the Inaugural China Tall Building AwardsArchitecture NewsJulia Peyton-Jones Wins Ada Louise Huxtable PrizeArchitecture News Share Save this picture!© Bruce Damonte+ 13 Share sf greenspaces ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Photographs United States Photographs:  Bruce Damonte Noe House / Studio VARA CopyHouses•San Francisco, United Statescenter_img “COPY” Projects CopyAbout this officeStudio VARAOfficeFollowProductsWoodSteelConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesSan FranciscoUnited StatesPublished on February 26, 2016Cite: “Noe House / Studio VARA” 26 Feb 2016. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogMetal PanelsAurubisCopper Alloy: Nordic BrassGlassMitrexSolar GreenhouseLouvers / ShuttersTechnowoodSunshade SystemsFaucetsDornbrachtKitchen Fittings – EnoWoodSculptformTimber Tongue and Groove CladdingMembranesEffisusFaçade Fire Weatherproofing Solutions in Design District Project LondonHanging LampsLouis PoulsenPendant Lights – KeglenBlinds / Mosquito Nets / CurtainsBANDALUXPleated ShadesEnclosures / Double Skin FacadesFranken-SchotterFacade System –  LINEAWoodBlumer LehmannCNC Production for Wood ProjectsMaterials / Construction SystemsCaneplex DesignPoles – Tonkin BambooFibre Cement / ConcreteTegralFibre Cement Slate Roofing – Thrutone Endurance SmoothMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Civil Engineer: Architects: Studio VARA Year Completion year of this architecture project Structural: Lea & Braze Engineering General Cotractor:Dijeau Poage ConstructionCity:San FranciscoCountry:United StatesMore SpecsLess SpecsSave this picture!© Bruce DamonteRecommended ProductsWoodSculptformTimber Click-on BattensWoodEGGERLaminatesEnclosures / Double Skin FacadesAlucoilStructural Honeycomb Panels – LarcoreWoodParklex International S.L.Wood cladding – FacadeText description provided by the architects. A research scientist with an eye for detail approached us with a modest vision and a couple of basic practical needs:  First, transform a 1908 Noe Valley cottage– with a history of subpar alterations – into a cohesive modern dwelling.  Second, provide an enclosed garage in a neighborhood with tough parking and an organized home for a sprawling collection of wine.  The result is a quiet house of 3500 sq. ft. with two distinct faces; one that provides privacy from urban street traffic, and another that opens up to expansive Bay views.Save this picture!First Floor PlanTraces of the original cottage are preserved in the massing and circulation of the final building.  The grand stair marks the separation between public spaces to the south and private spaces to the north.  The new garage is incorporated into the “public” massing, with guest suites both above and below.  To the north, the open living area at the heart of the home bleeds out through the folding window wall to the east-facing deck beyond, where one can bask in the panoramic views of the City and East Bay, or contemplate the juxtaposition of urban and natural in the garden below.  Above this main space is the master suite, which takes advantage of even grander views through both framed openings and a lofty private deck.  Down below, the beloved collection of wine is nestled into the steeply sloping site, finally receiving the space and TLC it deserves: cork floors for padding “just-in-case,” thermal mass insulation and cooling for consistent climate, and floor-to-ceiling shelving with room to grow. Noe House / Studio VARASave this projectSaveNoe House / Studio VARA “COPY” ShareFacebookTwitterPinterestWhatsappMailOr Clipboard ArchDailylast_img read more

It’s all in the name

AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving. Tagged with: Gaming It’s all in the name Howard Lake | 6 August 1999 | News  20 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis ThirdSector magazine reports this week on the jailing of a man who had made £500,000 from a bogus charity scratchcard scheme. Tommy Stuart, 59, was jailed by Manchester Crown Court for three months. Stuart’s company was called Fund-raising UK Ltd. This should not, of course, be confused with Fundraising UK Ltd, which is the company that publishes this Web site. So, let’s be extra careful with that hyphen. read more

Sixth Street Specialty Lending, Inc. Prices Public Offering of $300 Million 2.500% Unsecured Notes…

first_img Twitter Sixth Street Specialty Lending, Inc. Prices Public Offering of $300 Million 2.500% Unsecured Notes Due 2026 Local NewsBusiness Facebook TAGS  Pinterest By Digital AIM Web Support – January 27, 2021 NEW YORK–(BUSINESS WIRE)–Jan 27, 2021– Sixth Street Specialty Lending, Inc. (NYSE:TSLX) (“TSLX” or the “Company”) announced today that it has priced an underwritten public offering of $300 million in aggregate principal amount of 2.500% notes due 2026. The notes will mature on August 1, 2026 and may be redeemed in whole or in part at TSLX’s option at any time at par plus a “make-whole” premium, if applicable. TSLX expects to use the net proceeds of the offering to pay down outstanding debt under its revolving credit facility. However, through re-borrowing under the revolving credit facility, TSLX intends to make new investments in accordance with its investment objectives and strategies outlined in the preliminary prospectus supplement and the accompanying prospectus described below in greater detail. In connection with the offering, TSLX intends to enter into an interest rate swap to better align the interest rates of its liabilities with its investment portfolio, which consists of predominately floating rate loans. BofA Securities, J.P. Morgan and SMBC Nikko are acting as joint book-running managers for this offering. Citigroup, Goldman Sachs & Co. LLC, HSBC, Mizuho Securities, Morgan Stanley, MUFG, RBC, Truist Securities and Wells Fargo Securities are also acting as book-running managers for this offering. Comerica Securities, ICBC Standard Bank, Janney Montgomery Scott, JMP Securities, Keefe, Bruyette & Woods, A Stifel Company, R. Seelaus & Co., LLC, Raymond James and Santander are acting as co-managers for this offering. The offering is expected to close on February 3, 2021, subject to customary closing conditions. Investors are advised to carefully consider the investment objectives, risks, charges and expenses of the Company before investing. The pricing term sheet dated January 27, 2021, the preliminary prospectus supplement dated January 27, 2021 and the accompanying prospectus dated May 7, 2019, each of which have been or will be filed with the Securities and Exchange Commission (“SEC”), contain this and other information about the Company and should be read carefully before investing. The information in the pricing term sheet, the preliminary prospectus supplement, the accompanying prospectus and this press release is not complete and may be changed. The pricing term sheet, the preliminary prospectus supplement, the accompanying prospectus and this press release are not offers to sell any securities of TSLX and are not soliciting an offer to buy such securities in any state or jurisdiction where such offer and sale is not permitted. A shelf registration statement relating to these securities is on file with the SEC and is effective. The offering may be made only by means of a preliminary prospectus supplement and an accompanying prospectus, copies of which may be obtained from BofA Securities, Inc., NC1-004-03-43, 200 North College Street, 3rd floor Charlotte, NC 28255-0001, attn: Prospectus Department, email: dg.prospectus—[email protected], telephone: 1-800-294-1322. About Sixth Street Specialty Lending, Inc. TSLX is a specialty finance company focused on lending to middle-market companies. The Company seeks to generate current income primarily in U.S.-domiciled middle-market companies through direct originations of senior secured loans and, to a lesser extent, originations of mezzanine loans and investments in corporate bonds and equity securities. The Company has elected to be regulated as a business development company, or BDC, under the Investment Company Act of 1940 and the rules and regulations promulgated thereunder. TSLX is externally managed by Sixth Street Specialty Lending Advisers, LLC, an SEC registered investment adviser. TSLX leverages the deep investment, sector, and operating resources of Sixth Street Partners, LLC, a global investment firm with over $50 billion of assets under management and committed capital. Forward-Looking Statements Statements included herein may constitute “forward-looking statements,” which relate to future events or the Company’s future performance or financial condition. These forward-looking statements are not historical facts, but rather are based on current expectations, estimates and projections about the Company, its current and prospective portfolio investments, its industry, its beliefs and opinions, and its assumptions. Words such as “anticipates,” “expects,” “intends,” “plans,” “will,” “may,” “continue,” “believes,” “seeks,” “estimates,” “would,” “could,” “should,” “targets,” “projects,” “outlook,” “potential,” “predicts” and variations of these words and similar expressions are intended to identify forward-looking statements. These statements are not guarantees of future performance and are subject to risks, uncertainties and other factors, some of which are beyond the Company’s control and difficult to predict and could cause actual results to differ materially from those expressed or forecasted in the forward-looking statements including, without limitation, the risks, uncertainties and other factors identified in the Company’s filings with the SEC. Investors should not place undue reliance on these forward-looking statements, which apply only as of the date on which the Company makes them. The Company does not undertake any obligation to update or revise any forward-looking statements or any other information contained herein, except as required by applicable law. View source version on CONTACT: Investors: Lucy Lu 212–601-4753 [email protected]: Patrick Clifford 617-793-2004 [email protected] KEYWORD: NEW YORK UNITED STATES NORTH AMERICA INDUSTRY KEYWORD: BANKING PROFESSIONAL SERVICES FINANCE SOURCE: Sixth Street Specialty Lending, Inc. Copyright Business Wire 2021. PUB: 01/27/2021 05:00 PM/DISC: 01/27/2021 05:00 PM WhatsApp WhatsApp Previous articlePackaging Corporation of America Reports Fourth Quarter and Full Year 2020 ResultsNext articleGreenbrook TMS Included in First Psychedlics-Focused Exchange Traded Fund Digital AIM Web Support Twitter Pinterest Facebooklast_img read more

Budgetary cost savings strategies unveiled

first_imgLocal News Facebook WhatsApp Twitter Previous articleOAT012119_OC_Clarendon_MBB_04Next article011119_SandHills_02 Digital AIM Web Support Facebook ECISD logo Along with recapping where projects funded by the tax ratification election are, members of the Superintendent’s Budget Advisory Council also reviewed budgetary cost savings for Ector County Independent School District. Interim Superintendent Jim Nelson said they were mostly Deputy Superintendent Stephanie Howard’s ideas from when she was a principal and superintendent previously. Employee raises are in place, roof packages are in the works and work is taking place; buses should arrive in March, and in April, secured entrances are scheduled. Plans are to present an update to community groups Odessans for Education, the political action committee that supported the TRE, and visit them at the end of the school year, Communications Officer Mike Adkins said. After a couple of years, the roofs will be paid for and the cost of buses will be reduced. Chief Financial Officer David Harwell said the projected increase in average daily attendance for the next three years is a 572 increase for each of those years. Average daily attendance is a snapshot of how many students attend school in a district and is a factor in how much funding districts receive from the state. Average taxable property value growth, based on 2017-18 is 5 percent and 3 percent payroll growth per year is projected, Harwell said. Nelson said the district has been able to replenish the fund balance because of its personnel shortages. The board has said they want administration to propose a raise every year, Nelson said, but a percentage has not yet been agreed upon. Howard said there is still a lot of deferred maintenance. Harwell presented a strategy for budgetary cost savings strategies including:Staffing for all departments in the same manner as for campuses: Timing, strictly needs based, by review and elimination of positions deemed outside of the core mission of student education.Use of assistant and aide positions for serving multiple needs in areas, rather than just one.Reassignment of existing staff to needed positions that are currently vacant. Removing budgets for vacant positions that are not needed and removing unused vacancies.Evaluation and elimination of software redundancies, using software that will do the same work for less money and removing unused or marginally used software.Funneling of all existing and new budget requests to a timely top-level review for need.Capital outlay funding based strictly on replacement schedules known and approved in advance of the fiscal year for inclusion in the budget. Critical review of budget increases requested after the start of the fiscal year, based strictly on an advanced need beyond the funding in place, fund balance designation from the prior year, or searching for additional areas of reduction to fund the request within existing approved budgets. In other discussion:Property tax caps were mentioned. According to a newsletter on Texas Senate news, taxing entities, including local school districts, would have to get permission from voters to raise property taxes more than 2.5 percent annually under identical legislation filed in both chambers Thursday. Currently, taxing entities can increase taxes up to 8 percent a year before voter approval is needed, the newsletter said.Nelson said there also is a bill in the works to give every teacher a $5,000 raise. He said a better way to do this is raising the basic student allotment, which grows with the student population. “This is another effort by Austin to make local decisions there,” Nelson said. He noted that a lot of bills get filed during a legislative session. Sen. Kel Seliger, R-Amarillo, feels strongly that this is the wrong way to go, Nelson said. He added that the $5,000 could only be for teachers. “It’s just an idea whose time has not come,” Nelson said. The good news, though, is that there also is a legislative focus on property tax relief and the school finance formula.Howard said the Texas Association of School Boards salary study is ongoing.The district will be working with Planning for Practitioners on strategic planning starting with the school board on March 7, Howard said.Nelson said a demographic study is coming up for which the district will send out a request for proposals. The Superintendent’s Budget Advisory Council was formed to ensure that funds from the tax ratification election are appropriated correctly. Members include:Mariann Abalos Bagley, community volunteer.Chris Cole, SouthWest Bank.David Duree, partner in assurance services at Weaver. Jacob Stiles, businessman.Monica Vasquez Tschauner, Director of the Convention and Visitor’s Bureau.Dawn Weeks, co-pastor at Connection Christian Church.Chris Wray, State Farm insurance agent.Lisa Wyman, credit union officer at Complex Community Federal Credit Union. Pinterestcenter_img Pinterest Budgetary cost savings strategies unveiled TAGS  WhatsApp By Digital AIM Web Support – February 24, 2021 Twitterlast_img read more