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Zeta hosts Bright Pink workshop

first_imgReddIt TAGStext only Linkedin ZTA and Bright Pink hosted a breast and ovarian cancer workshop in the BLUU Ballroom Thursday night to educate college women on the risk factors and how to talk to their doctors about the subject. (Meg Hemmerle/TCU360) TCU places second in the National Student Advertising Competition, the highest in school history World Oceans Day shines spotlight on marine plastic pollution LEAPS, Reading Frogs volunteer at Paschal High School LEAPS makes sites more relational Facebook Twitter Meg Hemmerlehttps://www.tcu360.com/author/meg-hemmerle/ Greeks in the Streets looks to educate Greek chapters and strengthen Greek community + posts printTCU students brushed up on their breast cancer knowledge with the help of a non-profit organization. TCU’s Zeta Tau Alpha sorority hosted a workshop led by Jackie Mersch, an education ambassador for Bright Pink, on Thursday to educate college women about breast and ovarian cancer. Bright Pink is a non-profit organization focused on the prevention and early detection of breast and ovarian cancer in young women. Over 300 TCU women attended the workshop held in the Brown-Lupton University Union Ballroom. The workshop was interactive, having the audience use their cell phones to quiz each other on their knowledge about breast and ovarian cancer. “It was cool to take the quiz to see how at risk I am. That’s something I want to send to my friends so they know too,” Brooke Battaglia, a sophomore nursing major, said.From the reactions, people said they were surprised to learn they did not know as much about breast and ovarian cancer as they thought.  “I was shocked by how prevalent breast cancer is and how little I knew about the risk factors and what to do,” Battaglia said. “Going forward I’m just going to take the advice she gave us about our diet, exercise, and being self-aware.”  Those who attended the workshop learned about the risk factors, symptoms and what to talk about with their doctor.“A good piece of advice I would say is self-awareness,” Mersch said. “Be self-aware, not just in your health history, not just thinking about breast and ovarian cancer, but really just self-awareness about who you are, what you want in life, the choices that you’re making because that is just good life-long advice for anyone.”Mersch said she hopes that workshops like this take away the fear factor when talking about breast and ovarian cancer and make people more familiar and understanding when something is not normal.  Sophomore Kiana Stephen, a member of ZTA who planned the workshop, said education was an important part of the event. “Our goal with this is just to educate women at this age because it’s better to know now than too late about breast cancer about what they can do to help their chances of not getting it or what they should do if they’re high risk,” Stephen said.In November, Zeta is hosting their philanthropy event, Mr. ZTA, to raise money for the Zeta Tau Alpha Foundation. The foundation benefits breast cancer research and education. For more information on Bright Pink, you can visit its website. Twitter Facebook ReddIt Meg Hemmerlehttps://www.tcu360.com/author/meg-hemmerle/ Meg Hemmerlehttps://www.tcu360.com/author/meg-hemmerle/ Movember 5K brings awareness to men’s health Linkedin Previous articleOPINION: TCU must think big when addressing diversityNext articleVIDEO: Student reactions about Kenny Hill vs Foster Sawyer Meg Hemmerle RELATED ARTICLESMORE FROM AUTHOR Meg Hemmerlehttps://www.tcu360.com/author/meg-hemmerle/ Meg Hemmerle Welcome TCU Class of 2025last_img read more

‘We Cannot Recover Economy By Ignoring Banking Sector’: Centre Tells SC In Pleas Seeking Extension Of Loan Moratorium & Interest Waiver

first_imgTop Stories’We Cannot Recover Economy By Ignoring Banking Sector’: Centre Tells SC In Pleas Seeking Extension Of Loan Moratorium & Interest Waiver Sanya Talwar2 Sep 2020 5:40 AMShare This – xVarious stakeholders and affected parties made submissions before the top court in the plea(s) concerning waiver of interest on term loans during the covid19 induced moratorium period.On the last date, a bench of Justices Ashok Bhushan, R. Subhash Reddy & MR Shah had directed the Centre to file an affidavit, clearly stipulating its take on the issue of interest payments within a week…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginVarious stakeholders and affected parties made submissions before the top court in the plea(s) concerning waiver of interest on term loans during the covid19 induced moratorium period.On the last date, a bench of Justices Ashok Bhushan, R. Subhash Reddy & MR Shah had directed the Centre to file an affidavit, clearly stipulating its take on the issue of interest payments within a week and listed the case for further consideration on September 1.Today, the hearing began with Senior Advocate Rajiv Dutta appeared for the Petitioner(s) submitted that charging of “interest on interest” is prima facie void in light of ongoing pandemic situation.”We thought we are secure when they waived our EMI’s but they ended up charging us with compound interest – a kind of double whammy on us,” he said.Dutta added that as the lockdown was imposed viz. the Disaster Management Act, 2005, section 13 stipulates power upon the concerned authority to grant relief to citizens. He then drew corollaries between how the Governments of USA & UK were helping out citizens but in India, the people were being penalised. Senior Advocate CA Sundaram (for CREDAI Maharashtra & Association of Power Producers) appeared for the Real Estates Association of India. He submitted that banks cannot have sole discretion to work out the financial nitty gritty’s. “Everything is left without guidelines, to the individual banks. The whole aim is for all of us to survive. Thats all I can appeal to your lordships”, he added. Next Senior Advocate KV Vishwanathan (Power Producers Association) said that the levy of interest for the period of moratorium and should be proportionate to what banks have to pay to depositors and charges basis the doctrine of proportionality. “Power is the most stressed sector and this is an extraordinary situation” he said.  Vishwanathan further submitted that RBI had not paid any heed to proportionality and was merely indulging in “eye-wash”. “RBI Circular an attempt to hoodwink borrowers and top court,” he said.Senior Advocate Ranjit Kumar appearing for Shopping Centre’s Association took the bench through the hardships faced by shop’s during the pandemic. “We were totally closed. We are shopping centres. We were asked to pay our employees, we kept on paying them. Footfalls in shopping centres next to zero,” he submitted. Next, he highlighted provisions of the Disaster Management Act including sections 13, 16 & 18. He is justified how statute provides for action to mitigate the effects of a “Disaster”, which in this case, he says, is the ongoing pandemic. Senior Advocate Ravindra Shrivastava said that he shall adopt Senior Advocate Rajiv Dutta’s submissions while supplementing his own. He contended that actually it was the National Disaster Management Authority and the Central Government which was required to pan put a framework to tackle this issue. “No one (GOI & NDMA) worked within the framework of the Disaster Management Act. It is the jurisdiction of the GOI to formulate a framework. Right authority is the central govt, this is a policy issue” he added.At this juncture, the court noted that, “the question is not whether the government has this right under the Disaster Management Act (DMA). The government has authority. The real question is whether the government has exercised this right under the DMA or not”Senior Advocate Sanjay Hegde for Jewellers Association said that he seeks Extension of moratorium for a reasonable time and the effects of which can be used as a relief by borrowers. “I am obliged to repay my debts, time granted is on the basis of an overwhelming disaster” he added.Senior Advocate Kapil Sibal urged the bench to extend the moratorium.”Obligations under section 13 must be discharged and the NDMA must come up with a comprehensive plan. At the moment, I am only praying for an extension of #moratorium for 3 months & waiver of interest on interest,” he said.Solicitor General Tushar Mehta made submissions on behalf of the Centre & RBI. He said that first thrust by RBI was to reduce the pressure of repayment of loan. “Holistically, what eventually transpired post-COVID period was then, revival of sectors so economy starts moving. Third was reconstruction of stressed assets,” Mehta said.”We cannot look at recovering the economy by ignoring the banking sector, so that they do not become financially unstable. This is indeed a difficult way forward”, he added. Advocates Ashish Virmani, Abhimanyu Bhandari, Vinayak Bhandari, Ashok Lambat & Vishal Tiwari also made submissions on behalf of various petitioner(s) and intervenors.The arguments will continue tomorrow and Solicitor General is expected to continue.Background:The bench was hearing a plea filed by an Agra resident Gajendra Sharma, who has sought a direction to declare the portion of the RBI’s March 27 notification “as ultra vires to the extent it charges interest on the loan amount during the moratorium period, which create hardship to the petitioner being borrower and creates hindrance and obstruction in ‘right to life’ guaranteed by Article 21 of the Constitution of India”.Earlier, the Supreme Court had said there was “no merit in charging interest on interest” for deferred loan payment instalments during the moratorium period announced in wake of the COVID-19 pandemic & that once moratorium is fixed, it should serve the desired purposes and the government should consider interfering in the matter as it could not leave everything to banks.The petitioner has sought a direction to the government and the RBI to provide relief in repayment of loan by not charging interest during moratorium period.On June 4, the top court had sought the Finance Ministry’s reply on waiver of interest on loans during the moratorium period after the RBI said it would not be prudent to go for a forced waiver of interest risking financial viability of the banks.The apex court had said there are two aspects under consideration in this matter – no interest payment on loans during the moratorium period and no interest to be charged on interest.It had observed that these are challenging times and it is a serious issue as on the one hand, moratorium is granted and on other hand, interest is charged on loans.On May 26, the top court had asked the Centre and the RBI to respond to the plea challenging levy of interest on loans during the moratorium period.The RBI in its reply has told the court that it is taking all possible measures to provide relief with regard to debt repayments on account of the fallout of COVID-19 but it does not consider it prudent to go for a forced waiver of interest, risking the financial viability of the banks it is mandated to regulate, and putting the interests of the depositors in jeopardy .The RBI said the March 27 circular announcing moratorium was later modified on April 17 and May 23 by which the moratorium period was extended by another three months that is from June 1 to August 31, 2020 on payment of all installments in respect of term loans (including agricultural term loans, retail and crop loans).”It is submitted that regulatory dispensations permitted by the Reserve Bank of India vide the aforesaid circulars dated March 27, 2020 which subsequently stood modified on April 17, 2020 and May 23, 2020 were with the objective of mitigating the burden of debt servicing brought about by disruptions on account of COVID-19 pandemic and to ensure the continuity of viable businesses. Therefore, the regulatory package is, in its essence, in the nature of a moratorium/deferment and cannot be construed to be a waiver,” it said.The RBI had said that in order to ameliorate difficulties faced by borrowers in repaying accumulated interest for the moratorium period, on May 23 it had announced that in respect of working capital facilities, lending institutions may, at their discretion, convert the accumulated interest for the deferment period up to August 31, 2020, into a funded interest term loan (FITL) which shall be repayable not later than March 31, 2021.Subscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Storylast_img read more