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With Apartment Living on the Rise, Where Does That leave the Single Family Market?

first_imgHome / Daily Dose / With Apartment Living on the Rise, Where Does That leave the Single Family Market?  Print This Post Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily Share Save About Author: Staff Writer Q4 of 2016 saw a rise in completion of multifamily homes, including apartments and condominiums, according to the most recent Survey of Market Absoption (SOMA), which is produced by the U.S. Census Bureau in conjunction with the U.S. Department of Housing and Urban Development. Apartment completions—classified as buildings with 5 or more units—rose to 73,300 in the final quarter of 2016, a 9 percent increase year-over-year from 67,300. Similarly, condominiums and co-op completions were up to 6,500 from 3,200 a year prior. In the last two years, there have been over 250,000 new apartments entering the market, and the number of completed condominiums has more than double from 2014 to 2016—increasing from 8,000 units to 19,000 units. Absorption, however, has been down for both apartments and condominiums. The number of apartments rented within 3 months of their completion was at a near-decade low—48 percent—compared to 55 percent a year prior. Absorption numbers haven’t been below 50 percent since Q4 of 2009. Condominium absorption numbers are also faltering at a much higher rate than apartments. Only 47 percent of condos completed were absorbed in Q4 2016, compared to 81 percent in Q4 2015. The last time condominium absorption rates saw numbers that low was in Q4 2011. The report notes that, because completions of new multifamily housing has been on the rise for the last couple of years, it is not out of the ordinary that absorption would slow in the face of a larger inventory. The slowdown, although steep compared to Q3, does not entirely point to an emerging trend, the report also notes. Apartment absorption has been on the rise since Q3 of 2015, and condominium absorption has stayed above the latest dip in Q2 of 2015 for six straight quarters. June 23, 2017 1,732 Views Tagged with: Absorption Multifamily homes SOMA Servicers Navigate the Post-Pandemic World 2 days ago Absorption Multifamily homes SOMA 2017-06-23 Staff Writer Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribe Governmental Measures Target Expanded Access to Affordable Housing 2 days agocenter_img Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago With Apartment Living on the Rise, Where Does That leave the Single Family Market? Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Headlines, News Previous: Defaults: How Low Can They Go? Next: Are the Days of the Seller’s Market Numbered? The Best Markets For Residential Property Investors 2 days agolast_img read more

L4LM Staff Picks: Our Favorite Jams Of 2017

first_imgAs the year comes to a close, it’s time to look back at the wild ride and whirlwind that was 2017. For this series of Live For Live Music staff picks, we’ll be reliving many of the glorious musical moments from the past year—and we’re starting out with a collection of some of our favorite jams of 2017. Take a walk down memory lane with us and revisit what our staff felt were some of the stand-out jams from the past twelve months. Enjoy!Phish | “Lawn Boy” | Madison Square Garden | New York, NY | 7/25/17Already one of the most hyped jams of the year, Phish’s “Lawn Boy” has become the face of the group’s thirteen-night Baker’s Dozen run at Madison Square Garden. On night four, Phish stayed true to the night’s theme of “jam-filled,” using the traditionally short tune as a vehicle for an enthralling, focused jam that clocked in just under thirty minutes. Read more about the jams delivered during “Jam-Filled” night here. [Video: Phish]The Disco Biscuits | “Jam” | Fox Theatre | Boulder, CO | 11/16/2017To kick off their three-night Colorado run, The Disco Biscuits showed love to their fans by hosting a fan appreciation show at the Fox Theatre in Boulder. Tickets were free, the venue was intimate, and the band surprised everyone by opening their second set with this already-legendary 49-minute untitled jam (which starts around the two-hour mark on the stream below). Read more about the Biscuits’ wild fan-appreciation show here.[Video: The Disco Biscuits]Umphrey’s McGee | “2×2” | The Capitol Theatre | Port Chester, NY | 10/20/2017“2×2” on the first night of Umphrey’s McGee’s two-night run at The Capitol Theatre this October offered a little bit of everything for fans—gorgeous harmonies, chunky riffs, ominous rhythms, and soaring guitar solos. Set in the middle of the band’s second set of the night, the song is a stunning example of the precision of Umphrey’s McGee jams. Read more about the first night of Umphrey’s Cap run here. [Video: Zak Radick]moe. | “Rebubula > Four > Rebubula” | Le Petit Theatre | New Orleans, LA | 4/28/17To kick off the group’s Jazz Fest run, moe. hit Le Petit Theater in the heart of New Orleans for a more intimate show geared toward their more diehard fans. As the show charged toward its finish, the group came out of “Rainshine” to offer up this exhilarating forty-minute jam sandwich featuring two beloved tunes, “Rebubula” and “Four”. Read more about moe.’s intimate NOLA show here.[Video: Live For Live Music]Spafford | “First Set Jam” | Echo Sessions | Asheville, NC | 10/23/17Spafford has witnessed a meteoric ascent over the past year, and jams like their untitled 53-minute, set-long jam for the Echo Sessions in Asheville, North Carolina, give pretty good evidence as to why. In many ways, this improvisational first set functioned more as a musical journey, with the group flexing their musical muscles by exploring a stunning amount of themes throughout the jam’s course. Read more about Spafford’s Echo Session hosted by I Am AVL here.[Video: Iam AVL][Photo:Andrew Blackstein]last_img read more

An author finds her voice

first_img“Do any other Puerto Ricans work here?”That’s what Esmeralda Santiago wanted to know, as a young woman applying for work. The question often cost her the job, she admitted, but the self-described “loud Puerto Rican girl” felt it her duty to ask what seemingly no one wanted to talk about.“Those questions were always about fairness and things that were happening to people like me. Those questions were really asking, ‘When will we be seen?’” Santiago, a renowned writer, told the crowd at the season’s final diversity dialogue, hosted by the Faculty of Arts and Sciences.Born in rural, poverty-stricken Puerto Rico, Santiago arrived in Brooklyn with her family when she was 13. She learned English within a year and as a teenager grappled to navigate dual worlds, American and Puerto Rican, a feat she likened to “jumping double Dutch.” Santiago’s struggles with identity — which she chronicled in her at times harrowing, at times comical, coming-of-age memoir, “Almost a Woman” — were at the forefront of her talk Wednesday morning.In all aspects of life, recalled Santiago, that desire to be seen, to be recognized as something more than a skin tone, made her realize that she had to distance herself from the stereotype of “being 16, pregnant, and on welfare.” Santiago said she only heard about other Puerto Ricans in the newspaper “when someone had been wronged.”Literature was where she found her footing. “Reading was how I learned how non-Puerto Ricans lived,” she said. “I understood something about life that I couldn’t experience in any other way. I could be in a disco reading ‘Madame Bovary’ and not hear the music.”After high school, Santiago worked full-time and took classes at community college before arriving at Harvard as a 25-year-old visual and environmental sciences concentrator. Once here, she was instrumental in forming a group for older students — an admission that made the crowd laugh, since Santiago was still quite young. But, she said, she’d lived so much that she felt a world away from “these eager, bright faces.”When Santiago began writing personal essays, published in widely read outlets such as The Boston Globe and The Christian Science Monitor, “my experience that I thought was so invisible was all of a sudden out there.” These essays earned Santiago an offer from a publisher to write a memoir, which would become her first, “When I Was Puerto Rican.”The offer both surprised and vindicated Santiago; “I was an author, and people were asking about me.”Queried by an audience member about how she overcame the fear of writing about herself, her family, and race, Santiago said not to mistake her for fearless. Rather, she’s brave, she said. “Being brave is a decision, and for me it was ‘I don’t care what they think. I have to be me.’”Now 64 and an award-winning writer and filmmaker, Santiago recalled those early days of asking her employers where the other minorities were. “When you’re the only Puerto Rican or minority there, you start wondering, ‘What does that mean?’ Those questions still need to be spoken,” she said.Becoming emotional, Santiago pleaded for compassion in the workforce, especially toward minorities. “We will come in with that ‘us versus them’ attitude. You know, ‘them’ with a capital T,” she said. “It’s because we have to. There’s so much we have to process, so many fears. I want you to remember that. We need you to encourage the best parts of who we are. Sometimes you see it better than we do. Let us not have those capital letters anymore.”last_img read more

Does your credit union brand need attention?

first_img 9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Mark Arnold Mark Arnold is an acclaimed speaker, brand expert and strategic planner helping businesses such as credit unions and banks achieve their goals with strategic marketing insights and energized training. Mark … Web: www.markarnold.com Details There’s a great line from the movie Ferris Bueller’s Day Off when the lead character says “Life moves pretty fast. If you don’t stop and look around once in a while, you could miss it.” I think about that line when I realize I need to get my head out of a book or off a screen and check out my surroundings. Maybe this one of the reasons why I notice some cool things in airports — and why sometimes those things apply to the world of marketing and branding.Take, for example, this restroom sign from the Columbia Metropolitan Airport in Columbia, South Carolina. Talk about a place that is open to comments! Lots of public restrooms have signs now that say something along the lines of “If this place isn’t clean, please let us know.” But that is so closed-ended. It’s the equivalent of the old-fashioned suggestion box. Very few people are going to do it. Especially in the digital age.But texting? Find me a person over 5 and under 85 that isn’t texting these days. By opening itself up to anonymous text suggestions, the airport lays bare its brand of “clean” to a scrutinizing populace.What if your credit union was to do the same thing — and not just in its bathrooms, but for its brand as a whole?Marketers, business development professionals and anyone else interested in the brand of your credit union could benefit from this. It’s almost like a continuously revolving (and evolving) net promoter score (NPS). Every branch facility could sport a sign similar to the airport example inviting members to let you know how you are living up to the brand. Few members will take the time to fill out a comment card and even fewer will call or email with feedback. But again, with so many people texting these days, you could really open the door wide to feedback.As with a marketing audit, this feedback is not always pleasant to hear. But need to hear it, you do. You can spend all kinds of time, money and effort building a brand, but if your frontline staff does not buy into it, believe in it, and live it in front of your members, it’s a wasted effort. So you really do want to hear from members when one of your staff fails to live up to your brand — whether that brand is built around friendliness, professionalism, speed or some other trait unique to your credit union.And this feedback is not always negative. You should also encourage members to let you know when an employee does live up to the brand, going the extra mile to ensure that their needs are addressed. It’s kind of like the “ring the bell if you had great service today” at the exit of every Long John Silver’s – only in a cooler, digital way.I wager you would receive a variety of responses — from things like “Amy, the teller at the downtown branch, did an awesome job today” to “Matt, my loan officer today, acted like he could care less if I was in the building or not” to “the bathroom at your Eastside branch is disgusting.” Again, when you open yourself to this kind of anonymous digital scrutiny, you must be prepared to take the good with the bad. Then you must act upon the positive and negative coments in order to reinforce and reinvigorate your brand.Airports, while generally a hassle, can also serve as a hotbed of ideas that can apply to marketing and branding – as long as you stop and look around once in a while. Thanks, Ferris.last_img read more

APG names SNS Reaal head van Olphen as new chief executive

first_imgAt the request of the Dutch government he took up the role of chief executive of the then-newly nationalised bancassurer SNS Reaal, where he completed the restructuring of the company.His latest job, until September last year, was CEO of VIVAT Insurance.Bart le Blanc, chairman of APG’s supervisory board, said: “With Gerard van Olphen, APG will get an exceptionally knowledgeable and experienced executive officer.“Together with his colleagues, he will have to steer APG through the coming years, when potentially far-reachting changes in de Dutch pensions system will occur.”Le Blanc continued: “These changes might trigger new requirements in the nature and quality of APG’s services.“With his extensive experience in the financial world, Gerard will be of great value to APG, our customers and their participants.”APG said the new chief executive will receive a fixed gross annaul salary of €500,000 as well as €66,000 of pension contributions, but no variable remuneration or bonus.This represents a 10% decrease in salary level compared with Van Olphen’s predecessor. The supervisory board of the €410bn Dutch asset manager and pensions provider APG has appointed Gerard van Olphen as its new chief executive officer, starting in mid-March.Van Olphen is to succeed Dick Sluimers, who left at the end of last year. In his new role, he will be responsible for all business activities of APG, which is the provider for several pension funds – including the €351bn civil service scheme ABP – with 4.5m participants and pensioners.APG’s new chief executive has held various executive and management positions in the financial sector, including chief finance and risk officer as well as vice chairman of the executive board at Achmea.last_img read more